Struggling to Target and Acquire 100% of the Low-Risk Unbanked and Underbanked Population
Acquiring a new client, whether they are unbanked or banked, generally entails significant expenses and inherent risks, posing challenges for numerous institutions.
Lacking a Valid Risk Assessment for the Banked, Underbanked, and Unbanked Population
The level of risk plays a crucial role in assessing the likelihood of potential bad debt and its impact on revenue. It is never easy to determine if someone may forfeit on their loan.
Unable to Cross-Sell and Up-Sell Financial Products
The process of cross-selling and up-selling products to both new and existing customers demands substantial resources to persuade and convince potential prospects effectively.
Grappling to provide Hyperpersonalisation of Financial Products for Each Individual
Implementing high personalization for each individual profile type can be resource-intensive. The profit margin to execute this strategy is often thin, and sometimes it may even result in a loss. This situation poses significant challenges, particularly for the unbanked and underbanked population.
OUR SOLUTION
Comprehensive Profiling, which uses Financial and Non-Financial data to Assess Risk
Our assessment process involves analysing essential financial and non-financial data to evaluate your prospects thoroughly, and with the aid of our Voice Only-Risk assessment tool, you can ensure a 100% coverage of each market we serve.
Fraud Prevention/Detection
We have developed a proprietary AI-driven assessment module specially designed to accurately detect and eliminate potential credit fraud that may arise during the application process. This ensures that you can focus on improved revenue generation with greater confidence and security.
Voice-Only Risk Assessment - 100% Coverage of each of our Markets
Experience the speed and simplicity of our proprietary voice-only assessment tool, offering the quickest and most efficient way for making effective assessment.
Using High-Impact Behavioural and Psychometric Characteristics such as Conscientiousness, Loyalty, Impulsiveness
By embracing cutting-edge scientific methods, we harness the power of high-impact behavioral and psychometric characteristics such as Conscientiousness, Loyalty, and Impulsiveness to conduct effective and precise evaluations of your prospects.
Advanced eKYC using Voice
In addition to offering the convenience of fast and efficient prospect assessment, we present an advanced eKYC solution that ensures precise, accurate, and secure onboarding of your prospects, allowing you to proceed worry-free.
SIMPLE TO INTEGRATE
Seamlessly Integrate Our ready-to-use Credit API into your system, anytime, anywhere!
Empower your tech team with our user-friendly API.
Curious to learn more? Take the next step and click the button below to schedule a demo with us.
