CREDIT SOLUTIONS

Scale credit markets to the unbanked & underbanked

Our Genie Score™ reduces Portfolio at Risk by 45% and can be used with or without traditional credit scores.

Explore individual risk assessment

Explore MSME risk assessment

INDIVIDUAL RISK ASSESSMENT

Assess individual credit risk

Incorporating voice and social media analysis, we can improve traditional credit scores or negate the need altogether.

More tailored analysis increases loan approval by 20%

Easily integrate with traditional credit scores or other financial data

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MSME RISK ASSESSMENT

Assess micro enterprise risk

Open up access to even the smallest enterprises by incorporating behaviour, industry and social data.

Prosodic voice analysis enables assessments in any language

Up to 64% reduction in loan default

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INDIVIDUAL RISK ASSESSMENT

See how we help Bank YY better assess individual risk

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Ready to get started?

See how the Genie Score™ can help streamline your recruitment and employee wellness process.

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Frequently Asked Questions

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What about the current way of working in credit scoring is so outdated?

Traditional credit scoring relies on limited data and old-school algorithms dating back to FICO’s 1989 system, which leads to inefficiencies and inaccuracies. InsightGenie changes the game by using behavioural and neurosciences, anthropological insights and advanced AI methodologies, giving a more accurate and actionable evaluation.

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How do you integrate with traditional credit scores?

We enhance traditional credit scores by layering in additional data and smart analytics. Our AI platform works alongside existing models, boosting accuracy and offering a fuller picture of creditworthiness. This helps lenders make better decisions while sticking with familiar scoring systems.

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What exactly do you measure with voice, video, and digital footprint analysis to improve (or create) credit scores?

We look at behavioural traits, communication patterns, emotional responses, and social interactions through voice, video, and digital footprints. This thorough evaluation uncovers insights into an individual’s reliability and financial behaviour that traditional credit scoring methods might miss.

STEP 1

Book a demo

STEP 2

Choose your data sources

STEP 3

Run a pilot

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See how modern businesses use InsightGenie to predict capability

"Until we started using InsightGenie, we were unable to fulfill goals set by our leadership team, which was to effectively reach out and serve unbanked segments in tier 2 and 3 cities in Indonesia. Previously, we have tested a few alternative credit scoring solutions and none were satisfactory and didn’t give us much confidence. So we were skeptical initially about InsightGenie but we tested it for 6 months and the results were really good. So we decided to use it from the last quarter of 2023 and never stopped."

Head of Data for Ultra Micro Segment, BRI

Resources to help you predict better

PLACEHOLDER

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PLACEHOLDER

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PLACEHOLDER

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